Other Key Services Include
Key Services
Title Report Services
About eNoah eNoah iSolution provide technology led business support services to lenders and title companies. eNoah’s expertise in title and lending process coupled with…
eN-TitlePlus
eN-TitlePlus is a powerful application designed to revolutionize the Title Insurance Industry with its highly cost-effective, innovative features based on a friendly user-centric platform.
Your First Step to Faster Mortgage Approvals
Mortgage Pre-Underwriting Services
Business & Commercial Lending
eNoah iSolution provide pre-underwriting services for leading financial services companies…
eNoah mortgage specialist team would update the borrower details, bank details and credit score information, prepare your document folder for your Underwriter to underwrite a loan in minutes. Once eNoah receives the collaterals, the team starts working in putting all the data in order in your Underwriting Software within no time.eNoah carry out pre-underwriting process with professional expediency and precision while reducing your costs.
eNoah iSolution infrastructure and process is HIPAA and ISO 27001 compliant and operates in a secure environment. You clients’ personally identifiable information is protected.
eNoah’s professional and courteous Pre-Underwriting service specialist team comprises of qualified graduates in finance discipline with professional experience of serving some of the fastest growing financial services company in the US.
Our Turnaround time (TAT) is two business hours.
TAT is the time taken from the time we receive the file with mandatory documents to the time when the Pre-Underwriting work is completed & delivered. Almost 98% of the orders are completed during the same business day. Day end orders are delivered before start of next business day.
Our Process
Mortgage Underwriting Process Steps
- Client would notify eNoah via email that order/deal has arrived
- Clients would share an Internet work flow tool with eNoah in order to carry out Pre-Underwriting process.
- Client provides all mandatory documents (bank statements, tax returns & loan application) to eNoah on the work flow tool.
- eNoah team verify the business information & owner information by pulling SOS report & Experian business report.
- Using the work flow tool eNoah inputs bank details like Opening/Closing balance, Deposits, Withdrawals, Negative days, OD fees, Daily balances etc. and Sales details from Tax return.
- As a next step eNoah pulls OFAC and Experian credit report and input all the details including Liens, UCC filings, Judgments, Bankruptcy, FICO score etc.
- eNoah follow up with the client for any missing documents and take it to closure.
eNoah completes the Pre-Underwriting process within 2 business hours with 100% accuracy.
New Business Acquisition
- Inbound/outbound enquiries
- Research support services
- Lead generation & pre qualification
Collateral Ordering & Review
- Credit reports
- Property reports
- Title reports
- Mortgage insurance
- Flood, hazard & other reports
Servicing Collections Maintenance
- Early and overdue collection calls
- Asset management
- Overdue payments processing
- Accounting and reconciliation
- Investor reporting
Settlement Services
- Title agency production
- Closing agency production
- Vendor management support
- Flood zone reports
- Appraisal services
Pre Underwriting & Closing Support
- Credit evaluation
- Collateral evaluation
- Summary & pre underwriting decisions
- Doc prep & closing support
- Post closing services
- Due diligence services
Get in Touch
Interested in learning more about our Mortgage Services? Contact eNoah today to discover how we can help your organization achieve its automation goals.
Contact Us to learn more
Why Businesses Trust eNoah
The eNoah Advantage
eNoah is an ISO 27001 certified company with 20 years of experience in IT and Business Support Services.
20
Years of Experience
6 Countries
Global Presence
20+
Industry Specific Products & Solutions
15+
Fortune 500 Companies Served
1800+
Employees
SOC2, ISO 27001 & HIPAA Compliant
