Underwriting Services

From process analysis and improvement to staffing and quick quotes, our underwriting experts offer flexible services that meet your specific needs.

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Underwriting Services

Cyclical fluctuations can double your normal volumes. Experienced underwriters are in short supply and adding new full-time staff can be costly. eNoah can help with your long-term or short-term underwriting needs.

On average, our underwriters have over 20 years of experience with life, health, disability, and long-term care products. They can help you meet the challenges of product development, system updates, pricing changes, staff audits, and more. We recruit, interview, and assign underwriters whose skills fit your specific requirements. They will fit seamlessly into your team dynamic, providing secure and flexible support on a part-time or full-time basis.

In addition to full underwriting services, eNoah can help with:

Interim Management
Process Analysis and Improvement
System Automation and Development

Contestable Claims Review
Quick Quotes
Audits

Our affordable hourly rates and flexible contracts help you achieve your goals while minimizing recruiting and training costs.

APS Summaries

Our expert team of Summary Underwriters has a wealth of experience with Life and Health Underwriting principles and practices, ensuring their ability to quickly provide you with accurate summaries. Our services dramatically expedite your process; we can provide summaries within 1-2 business days and our unique formatting has been proven to save home office underwriters 40% of the time it would take to manually review the same records. An OCR AI-enhanced review process guarantees the quality of the information, enabling you to make risk assessments that are both informed and efficient. We offer onshore services, offshore services, or a hybrid approach.

eXtract Plus

eXtractPlus is an OCR AI-enhanced tool that has been proven to reduce the risk of oversight or error while accelerating underwriter review times by up to 60%. Using machine learning and predictive analytics, eXtractPlus allows underwriters to quickly review medical records, saving hours of work, without sacrificing their ability to make well-informed decisions. eXtractPlus leverages cutting-edge data science technologies, such as:

Machine Learning

Artificial Intelligence

Cognitive Computing

Predictive Analytics

With eXtractPlus, you can:

Streamline Underwriting Process

Quickly Access Data

Improve Accuracy

Reduce Cycle Time

eXtractPlus creates meaningful data clusters that help you quickly find what you’re looking for. You can sort by different criteria (medical keywords, conditions, medications, vitals, trends, etc.) or manually search the records for pertinent information. After completion, you can easily export the data in your preferred format (PDF or Excel).